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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of Star Health Insurance

  • Star Health Criticare Plus Policy
    Star Health Criticare Plus Policy is a critical illness policy that provides hospitalization benefits along with critical illness cover.
    Key features of Star Health Criticare Plus Policy
    • 5% discount for up to 2 members and 10% discount for more than 2 members
    • Coverage available for non-allopathic treatments is available up to 25% of the sum insured
    • No medical screening for candidates below 50 years of age
    • Coverage available for specific day care process and ambulance charge
    Buy now
  • Star Health Family Health Optima Insurance
    Star Health Family Health Optima Insurance plan offers protection to the entire family for a single premium.
    Key features of Star Health Family Health Optima Insurance
    • Coverage for new born baby is available
    • Coverage for organ donor expenses is available
    • Coverage available for expenses due to domiciliary treatment
    • Restore benefit and recharge benefit are available
    Buy now
  • Star Health Senior Citizen Red Carpet Insurance Policy
    Star Health Senior Citizen Red Carpet Insurance Policy is designed for individuals between 60 to 75 years of age to look after their medical needs.
    Key features of Star Health Senior Citizen Red Carpet Insurance Policy
    • Lifelong renewal option
    • in-house claim settlement facility is available
    • Coverage for nursing and ICU expenses is available
    • Customized e -health records available
    Buy now
  • Star Cardiac Care Insurance Policy
    Star Cardiac Care Insurance policy is designed for people with previous history of heart related ailments.
    Key features of Star Cardiac Care Insurance Policy
    • Lifelong renewal option
    • Scope to increase sum insured amount at policy renewal
    • Coverage for Cardiac Medical Management in Gold Plan
    • Coverage available for pre and post hospitalization expenses
    Buy now

Star Health Student Care Insurance

Every coin has two sides, so has the effects of technological advancements. On one hand, the latter has improved the standard of life to a great extent and on the other – it has exposed the mankind to greater heights of threats. Needless to mention, but it is the younger generation, who are prone to the possible dangers. One of the most affected aspects of their lives is – health.

Keeping this concern on mind, Star Health has brought Student Care Insurance. This health insurance policy safeguards the students at the time need. The policy covers accidental death, permanent disablement (PD), hospitalization expenses as well as Education Grant on the account of injury(s) sustained by the policyholder anywhere across the globe.

Policy highlights

  • The policy is available discretely for schools and colleges – School Student Care Insurance and College Student Care Insurance.
  • Apart from schools and colleges, other educational or research institutions can avail this policy.
  • The amount of coverage for the basic level (accidental death and PD) is stated below:
      • For school students the sum insured is Rs. 50,000/-. It can go up in multiples of minimum Rs. 10000/- to maximum Rs. 1, 00,000/-. This increase can be availed on payment of extra premium at the rate of Rs. 0.60/mille.
      • For college students – The amount of sum insured is Rs. 75,000/-. This amount can extend in the multiples of minimum Rs. 10000/- to maximum Rs. 1, 00,000/-. This increase can be availed on payment of extra premium at the rate of Rs. 0.60/mille.

Who are eligible to buy this policy?

  • In case of school students – the eligible age limit is between 3 years and 18 years.
  • In case of college students – the eligible age limit is between 15 years and 25 years.

Policy benefits

  • An amount of Rs. 5,000/- is offered to the insured as free hospitalization coverage.
  • The above mentioned coverage includes a limit of OPD treatment. It’s Rs. 1,000/- and Rs. 2,000/- for school and college students, respectively.
  • An insured student is entitled to avail an Education Grant, if his or her earning parent or guardian dies or becomes permanently disabled. Education Grant for schools students is Rs. 5,000/- and for college students, it’s Rs. 10,000/-.
  • The amount described in the above pointer can be availed once in the entire policy tenure.
  • The students can call the 24 X 7 toll-free helpline of the insurance provider for free consultation from a medical expert. The company offers free e-documentation that helps the students to store important medical documents.
  • Star Health Student Care Insurance policy offers global reimbursement coverage.

Check out the premium details

Facility

School Students

College Students

Sum Insured

Rs. 50,000/-

Rs. 75,000/-

Basic Premium

Rs. 70/-

Rs. 120/-

Extra Sum Insured Limit

Rs. 1,00,000/-

Rs. 2,00,000/-

Extra Premium to be Paid

Rs. 6 per Rs. 10,000/-

Rs. 6 per Rs. 10,000/-

Renewal clause

  • The policy can be renewed under mutual approval.

What’s not covered?

  • The policy does not cover the money spent on events that occurred before the policy commencement or are otherwise outside policy term.
  • Pre-existing illness claims are not covered.
  • Any claim made for events that is not advised by the medical practitioner is not covered.
  • Intentional and self-created accidents and related areas like, suicide, influence of alcohol and drugs are excluded.
  • Mental disorders and participation in sports and activities that are designated ‘hazardous’ are also not covered.

When it comes to Star Health’s insurance policies, each one of them comes along with Star specific benefits. Explore the other insurance policies available on the website.