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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of Star Health Insurance

  • Star Health Criticare Plus Policy
    Star Health Criticare Plus Policy is a critical illness policy that provides hospitalization benefits along with critical illness cover.
    Key features of Star Health Criticare Plus Policy
    • 5% discount for up to 2 members and 10% discount for more than 2 members
    • Coverage available for non-allopathic treatments is available up to 25% of the sum insured
    • No medical screening for candidates below 50 years of age
    • Coverage available for specific day care process and ambulance charge
    Buy now
  • Star Health Family Health Optima Insurance
    Star Health Family Health Optima Insurance plan offers protection to the entire family for a single premium.
    Key features of Star Health Family Health Optima Insurance
    • Coverage for new born baby is available
    • Coverage for organ donor expenses is available
    • Coverage available for expenses due to domiciliary treatment
    • Restore benefit and recharge benefit are available
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  • Star Health Senior Citizen Red Carpet Insurance Policy
    Star Health Senior Citizen Red Carpet Insurance Policy is designed for individuals between 60 to 75 years of age to look after their medical needs.
    Key features of Star Health Senior Citizen Red Carpet Insurance Policy
    • Lifelong renewal option
    • in-house claim settlement facility is available
    • Coverage for nursing and ICU expenses is available
    • Customized e -health records available
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  • Star Cardiac Care Insurance Policy
    Star Cardiac Care Insurance policy is designed for people with previous history of heart related ailments.
    Key features of Star Cardiac Care Insurance Policy
    • Lifelong renewal option
    • Scope to increase sum insured amount at policy renewal
    • Coverage for Cardiac Medical Management in Gold Plan
    • Coverage available for pre and post hospitalization expenses
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Star Health Health Insurance Plans

Star Health is one of the most renowned health insurance companies in India. This leading health insurer boasts a very strong network across the country as there are 6,000 hospitals available in the panel of Star Health for providing cashless treatment facilities. The company boasts outstanding claim-settlement process. Star Health has launched an array of health insurance policies to save common people from enormous medical expenses. The following are the common features of all Star health insurance plans:

  • Inpatient hospitalization and treatment expenses incurred for a minimum of 24 hrs.
  • Pre-hospitalization Expenses for 30 days
  • Post-hospitalization Expenses for to 60 days
  • Pre-existing diseases are covered usually after four years of policy inception
  • Sum insured is reinstated after a specific number of claim-free years
  • All Star Health insurance policies are eligible for portability.

Health Insurance Plans on Offer at Star Health

Star Health Insurance plans are varied to meet the needs of individuals, families, senior citizens, newly married couples. There are also a couple of disease specific plans. Here is a list of all Star health insurance policies currently available in the market.

  • Family Health Optima Insurance Plan
  • Senior Citizens Red Carpet Health Insurance Policy
  • Star Comprehensive Insurance Policy
  • Medi Classic Insurance Policy for Individuals
  • Star Health Gain Insurance Policy
  • Super Surplus Insurance Policy
  • Star Unique Health Insurance Policy
  • Diabetes Safe Insurance Policy
  • Star Cardiac Care Insurance Policy
  • Star Wedding Gift Insurance Policy
  • Star Micro Health Insurance Policy
  • Star Net Plus
  • Star Care Insurance Plan
  • Star Criticare Plus Insurance Policy
  • Star Family Delite Insurance Policy

Renewal of Star Health Insurance Policy

There is no upper limit to avail Star Health Insurance policy. Policyholders are also eligible for 30 days grace period to renew their plans. On renewal, the premium of Star Health Insurance may vary as well. Policyholders can increase the sum insured on Star Health Insurance renewal online.

Premium Modes for Star Health Insurance Policy

There are two ways of paying premium for Star Health Insurance Policy. You can either make use of the payment gateways on the portal of Star Health and make the payment for debit card, credit card and NEFT or you can choose automatic debit while availing the policy. You can also contact Star Health helpdesk to get the direct debit facility.

Renewal Procedure of Star Health Insurance Policy

Star Health insurance plans can be renewed both online and offline method. The online method involves in paying through credit card and debit card or by net banking. One of the most possible offline method of renewal is auto-debit or you can also visit the Star Health branch in your vicinity and pay in cash or cheque.

Claim Settlement Process of Star Health Insurance Policy

Accidental claims at Star Health are settled within 7 days. Cashless treatment claims are also settled at Star Health if you choose to avail treatment in a network hospital. However, if the treatment is availed in a hospital outside the panel of Star Health, you are still eligible for reimbursement claims.